Accept crypto.
Get paid without the risk.
CubePay lets any business — online or in-store — accept CUBE, USDT, USD and xNGN, and settle at a locked rate. 1% flat. No chargebacks. No banks in the middle.
No setup fees · No monthly minimums · Cancel anytime · Live on Cube Chain
Mama Ngozi Electronics
Invoice #CP-20481
Amount due
₦142,500
≈ 101.79 USDT · rate locked 14:32
Settles as
₦142,500 xNGN · 0 volatility
1%
Flat fee, all-in
~5s
Onchain confirmation
0
Chargebacks, ever
From checkout to settled in three steps.
01
Customer checks out
They scan a CubePay QR or tap Pay with CubePay in your store, online or in person.
02
Rate locks instantly
CubePay quotes a live rate and locks it for the session. The customer pays in CUBE, USDT, USD or xNGN.
03
You get settled
The payment confirms onchain in seconds. Settle to stablecoins, xNGN, or keep the crypto — your choice.
Crypto's upside. None of the headaches.
Zero volatility risk
The rate locks the second your customer pays. Settle in USD, xNGN or keep crypto — price swings are never your problem.
1% flat fee
One transparent rate on every transaction. No setup fees, no monthly minimums, no chargebacks — ever.
Instant settlement
Funds land in your CubeOS wallet the moment the payment confirms onchain. No T+2, no bank delays, no holds.
Borderless by default
Accept payment from any customer, anywhere, with a wallet. No card networks, no FX spreads, no cross-border fees.
No chargebacks
Onchain payments are final. Fraudulent disputes and chargeback fees disappear from your P&L entirely.
Built into CubeOS
Every Cube Phone ships with CubePay. Your customers pay from the wallet already in their pocket — one tap, done.
Tools for every kind of business.
Payment links & invoices
Create a link, send it anywhere — WhatsApp, email, social. Get paid with no website at all.
Checkout button
Drop-in button for any storefront. Two lines of code and your site accepts crypto.
Point of sale
Turn any Cube Phone or tablet into a crypto POS terminal with QR checkout.
Merchant API
Programmatic invoices, webhooks for paid/confirmed events, and settlement reports.
Get an advance on your sales.
The payments you've already settled through CubePay unlock instant credit. Connect your account, see what you qualify for, and request an advance — approved funds land straight in your CubePay payout wallet on-chain.
- Eligibility is set by your settled payment history — no paperwork.
- Apply in seconds; an admin reviews and confirms the amount.
- Disbursed on Cube Chain to the wallet you already settle to.
Credit is issued at the discretion of CubeOS · Repaid from future settlements
Available credit
PRE-QUALIFIED₦1,240,000
Based on ₦2,480,000 settled across 318 payments
Simple pricing
1% per transaction.
That's the whole pricing page.
No setup fee. No monthly fee. No hidden FX spread. Settlement to xNGN, USD or crypto included. Start accepting payments today — your first ₦1,000,000 in volume is on us.